A general liability insurance policy protects your business from third-party claims of bodily injury or property damage to which your business may be liable. It can be purchased as a standalone policy or bundled into a business-owner’s policy to include property insurance.

Commercial auto insurance is designed for businesses that use vehicles for commercial purposes. Commercial auto policies can provide coverage for cars, vans, trucks, and trailers.

Umbrella insurance can help cover you with additional protection in many situations. They include some of the following:

• Lawsuits such as slander or libel
• Injuries caused by pets
• Damage to other people’s property
• Liability while traveling

Renters insurance can cover multiple things for policy holders, namely renters. Renters insurance helps protects most of the contents of an apartment or rental home or condo. It may also cover you against liability claims, such as someone being injured while on your rental property. Components of Renters’ Insurance:

• Personal Property (i.e. personal belongings)
• Family Liability
• Guest Medical
• Additional living expenses

Category 1 or white water originates from a hygienic source such as a water supply line or melted snow.

Category 2 or grey water has been exposed to contaminants, such as rainwater, bath or shower water, discharge from a washing machine or dishwasher, aquariums, etc.

Category 3 or black water is highly dangerous and may contain pathogenic or toxigenic contaminants from sources like sewage, toilet backflows, seawater, river or lake water, and water containing toxic substances. This includesall floodwater.