Protecting What Matters Most in Florida
A local, independent agency serving Florida families and businesses since 1978. We work with multiple insurance companies to help find coverage that fits your needs.
Coverage for Every Stage of Life
From your first home to your growing business, explore coverage options for Florida families.
The Turner Florida Difference
Independent Agency
We work for you, not the insurance companies. As an independent agency, we work with multiple carriers to help explore competitive options for your coverage.
Florida Insurance Experts
We know Florida's unique risks — hurricanes, floods, sinkholes — and how to protect Florida families and businesses statewide.
Personal Service Since 1978
Work directly with a local team for questions about your policy and coverage options.
Claims Advocacy
When you need us most, we're there. We advocate for you through every step of the claims process.
Award-Winning Agency
Voted Best Insurance Agency in Merritt Island five years running (2022–2026) by Merritt Island Now readers. Our reputation is built on trust and personal service.
Two Convenient Locations
Visit us in Merritt Island or Rockledge — or call, email, or request a quote online anytime.
Our Insurance Carriers
We work with multiple insurance companies to help you compare available coverage options based on your needs and selections.
Florida Insurance with Deep Local Roots
At Turner Florida Insurance, we're not just agents — we're your neighbors. Founded in 1978 in Merritt Island, we've spent over 45 years helping Florida residents navigate the unique insurance challenges of living in the Sunshine State.
From hurricane season to flood zones, we understand what Florida homeowners and business owners face. As an independent agency, we work with multiple insurance companies to help identify coverage that fits your needs and your budget.
Learn More About UsWhat Our Clients Say
Real reviews from real Florida customers.
“Tara certainly is amazing, she really talked me off the ledge on an issue where I thought I may have wasted thousands of dollars. Thanks Tara!”
“Brianna did a great job finding us the best homeowners insurance. We appreciate her dedication and commitment to her clients. Thank you Brianna!!”
“Chelsea consistently goes above and beyond to find the best rates for car insurance. Could not speak more highly of her friendliness, willingness to help, and great communication throughout the whole process.”
“Shanna MacArthur was great to work with, super easy and she pulled multiple quotes for me to choose from. Rates with Shanna have held relatively still for the last 2 years with no headaches.”
“Becky is fantastic. She quickly found me an alternative plan that was equal in coverage to USAA but saved me approximately $1,400/yr! Becky is professional, knowledgeable, and a pleasure to work with.”
“Turner Florida Insurance has been a godsend (especially Tara M). She walked me through the processes to make my insurance affordable again. They know what they are doing, and can help you!”
Want to read more reviews?
See what our customers are saying about Turner Florida Insurance on Google.
Storm Center
Hurricane season in Florida is serious. Our Storm Center has emergency resources, NOAA/NHC links, carrier claims contacts, and preparation checklists to help you before, during, and after a storm.
Ready to Get Protected?
Get a free, no-obligation quote. Our local agents can help you review available coverage options.
Have Questions? We're Here to Help.
Reach out by phone, email, or stop by one of our two Florida offices.
Call Us
(321) 482-5734Email Us
[email protected]Visit Merritt Island
232 S Courtenay Pkwy, Merritt Island, FL 32952Visit Rockledge
835 Executive Ln, Ste 124, Rockledge, FL 32955