General Liability

A general liability insurance policy protects your business from third-party claims of bodily injury or property damage to which your business may be liable. It can be purchased as a standalone policy or bundled into a business-owner’s policy to include property insurance.

A properly written general liability policy can be vary depending on multiple factors, taking into account your unique situation and business. We recommend you speak to an experienced agent when discussing Commercial General Liability

Commercial Auto Insurance

Commercial auto insurance is designed for businesses that use vehicles for commercial purposes. Commercial auto policies can provide coverage for cars, vans, trucks, and trailers.

A commercial auto policy typically includes the following types of coverage:
  • Bodily injury
  • Property damage
  • Towing and labor
  • Rental reimbursement

There are a few factors that are commonly considered to the price of your commercial auto policy premiums.
  • Location
  • Level of coverage
  • Size of your fleet
  • Type of business

Umbrella Insurance

Umbrella insurance can help cover you with additional protection in many situations. They include some of the following:
  • Lawsuits such as slander or libel
  • Injuries caused by pets
  • Damage to other people’s property
  • Liability while traveling

Renters Insurance

Renters insurance can cover multiple things for policy holders, namely renters. Renters insurance helps protects most of the contents of an apartment or rental home or condo. It may also cover you against liability claims, such as someone being injured while on your rental property. Components of Renters’ Insurance:
  • Personal Property (i.e. personal belongings)
  • Family Liability
  • Guest Medical
  • Additional living expenses

Flood Insurance

Category 1 or white water originates from a hygienic source such as a water supply line or melted snow.

Category 2 or grey water has been exposed to contaminants, such as rainwater, bath or shower water, discharge from a washing machine or dishwasher, aquariums, etc.

Category 3 or black water is highly dangerous and may contain pathogenic or toxigenic contaminants from sources like sewage, toilet backflows, seawater, river or lake water, and water containing toxic substances. This includesall floodwater.

14.6 million U.S. homes are at risk of flooding.

Get In Touch

Turner Florida Insurance

Contact Us

How can I help you?