Workers Compensation Insurance in Florida
Workers Compensation Insurance
Workers' compensation is required for many Florida businesses and may provide benefits for covered workplace injuries, subject to applicable law and policy terms.
Available Coverage Options
Coverage options, limits, deductibles, and availability vary by carrier and policy. Coverages are included only when selected or required by law.
- Medical expenses for work-related injuries and illnesses
- Lost wages for injured employees unable to work
- Rehabilitation costs for injured workers
- Death benefits for families of workers killed on the job
- Employer's liability coverage
- Coverage for full-time, part-time, and seasonal employees
- Compliance with Florida workers comp requirements
Why Turner Florida Insurance?
Florida's workers' comp requirements are complex, especially for construction. We help you understand your obligations and stay compliant.
We work with Employers Holdings, Hartford, and other top workers comp carriers to find you competitive rates.
Workers' comp policies are subject to annual audits. We help you prepare and navigate the audit process.
Common Questions
Is workers' compensation required in Florida?
Most Florida businesses with 4 or more employees are required to carry workers' compensation. Construction businesses must cover all employees, including owners.
What happens if I don't have workers' comp when required?
The Florida Division of Workers' Compensation can issue a Stop-Work Order, shutting down your business until you obtain coverage.
Protect Your Business Today
Get a free commercial insurance review from a local Brevard County agent.