Auto Insurance in Florida
Florida's minimum auto coverage may not address every driver's needs. We help you compare available coverage options from multiple carriers based on your needs and selections.
Available Coverage Options
Coverage options, limits, deductibles, and availability vary by carrier and policy. Coverages are included only when selected or required by law.
- Personal Injury Protection (PIP) — required in Florida
- Property Damage Liability (PD) — required in Florida
- Bodily Injury Liability — may address certain injuries you cause to others
- Uninsured/Underinsured Motorist coverage — an option to discuss for Florida drivers
- Collision coverage — may help repair your vehicle after a covered accident
- Comprehensive coverage — may address covered theft, weather, animal, or vandalism losses
- Optional rental reimbursement and roadside assistance
- Gap coverage — may help pay the difference between your vehicle’s actual cash value and the remaining loan or lease balance if it is declared a total loss
Why Turner Florida Insurance?
We compare rates from multiple auto insurance companies to help find a strong combination of coverage and price.
Florida has one of the highest rates of uninsured drivers in the nation. We help you compare available coverage options based on your needs and the coverage you select.
Bundling auto and homeowners policies may offer discounts, depending on the carrier, policy terms, and coverage selections.
Common Questions
What does Florida require for auto insurance?
Florida generally requires $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PD). Whether those limits fit your situation depends on your vehicle, household, assets, and other factors.
Do I need uninsured motorist coverage in Florida?
Uninsured/underinsured motorist coverage is optional in many situations. An agent can help you review how it may fit with your selected limits, vehicle, and financial circumstances.
Ready to Get Covered?
Get a free, no-obligation quote from a local Brevard County agent today.