Renters Insurance in Florida
Renters Insurance in Florida
Your landlord's insurance typically covers the building, not your belongings. Renters insurance may offer coverage options for personal property and liability based on the policy you select.
Available Coverage Options
Coverage options, limits, deductibles, and availability vary by carrier and policy. Coverages are included only when selected or required by law.
- Personal property — furniture, electronics, clothing, and more
- Liability coverage that may address certain injuries in your rental
- Additional living expenses that may be available if your rental becomes uninhabitable after a covered loss
- Theft away from home, such as items stolen from your car, subject to policy terms
- Fire, smoke, and water damage from plumbing, subject to policy terms
- Optional replacement cost coverage for your belongings
Why Turner Florida Insurance?
Renters insurance premiums vary by carrier, location, selected coverage, limits, deductibles, and other factors.
Coverage for belongings away from home may be available based on your policy and the coverage you select.
Bundling renters and auto policies may offer discounts, depending on the carrier, policy terms, and coverage selections.
Common Questions
Does my landlord's insurance cover my belongings?
No. Your landlord's insurance covers the building structure only. Your personal belongings, liability, and additional living expenses are not covered without your own renters policy.
How much does renters insurance cost?
Renters insurance is very affordable — typically $15–$30 per month depending on your coverage limits and location.
Ready to Get Covered?
Get a free, no-obligation quote from a local Brevard County agent today.