Condo Insurance in Florida
Condo Insurance (HO-6) in Florida
Condo association master policies and unit-owner responsibilities vary. An HO-6 policy may help address coverage needs for your unit, belongings, and liability based on the policy you select.
Available Coverage Options
Coverage options, limits, deductibles, and availability vary by carrier and policy. Coverages are included only when selected or required by law.
- Interior walls, floors, and ceilings
- Personal property — furniture, electronics, clothing
- Personal liability if someone is injured in your unit
- Loss assessment coverage — available limits are selected with your policy
- Additional living expenses if your unit is uninhabitable
- Improvements and betterments you have made to the unit
Why Turner Florida Insurance?
We help you select available HO-6 coverage options and limits based on your needs.
You select the amount of loss assessment coverage included in your policy, subject to the policy’s terms, conditions, and exclusions.
We help you compare available HO-6 coverage options and pricing based on your needs and the coverage you select.
Common Questions
What does my condo association's insurance cover?
Condo association master policies vary. They often address the building structure and common areas, while unit-owner responsibilities may include interior finishes, personal property, and personal liability. Review your association documents and policy details to understand your responsibilities.
What is loss assessment coverage?
If your condo association faces a large covered loss that exceeds its insurance, it may assess each unit owner for a share. Loss assessment coverage may be available on an HO-6 policy, subject to the policy terms, limits, and coverage selected.
Ready to Get Covered?
Get a free, no-obligation quote from a local Brevard County agent today.